Tuesday, May 27, 2025

Avoiding Scams as a Senior

 


More seniors than ever are reporting being tricked and robbed by predators, relatives, and “friends.”  As my father became elderly, I was upset to find out how many people close to him had taken advantage of his kindness, prosperity, and trust.  He became naive, and trusted people who my mother would have vetted when she was alive.  If I pointed out to him that someone was stealing from him, he could become like a little boy and cry, “No!”


Because seniors often have money set aside in a retirement account, certain people may try to gain access to it.  When I was a customer at our local credit union, a few people who worked in card services tried to swindle me out of money through a website overcharging for hotel rooms. Fortunately, I provided screenshots of the advertised rate and the hotels one site’s jacked up rate as proof.  The credit union had to refund my money.

The woman on the phone tried to intimidate me by yelling and through intimidation.  “This is a scam” I replied, hanging up the phone.  I reported it to a government agency, and they  investigated.  My money was returned.  After another episode that happened on a cruise, I closed all my accounts.  An elderly woman standing in line in front of me was also closing hers.   Sometimes the best thing we can do is to walk away from manipulators.

Have you experienced any scams as a senior?  How did you handle it?

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Monday, May 19, 2025

Using Your Talents

 


One of the most grounding and satisfying things we can do in life is to use our talents.  We are not meant to sit on them!  Frank Sinatra said in an interview that he vocalized two hours a day, whether he was performing or not.  It showed.  That gave him the confidence to always be able to perform.


Our specific abilities lie latent within us and need to be developed.  If they are not, they stay dormant, like a piece of unsculpted clay.  Through training, practice, and study, we will improve and reach our potential. 


Even as we age, certain talents can still be developed.  Although I can no longer take ballet classes, I find rehearsing my music, playing table tennis, and knitting clothes to be very rewarding.  My father played bridge every day, until he was eight-eight, and he loved it.  He taught the beginners, mostly women,  and confided in me that they never improved, which annoyed him.  I thought it was funny.  I think they were there for social reason, and possibly in hopes of meeting a rich man.

What are your gifts?  How do you express them?

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Monday, May 12, 2025

A Simple Solo Week in Enchanting Anacapri, Italy

 


I recently returned from an inspiring and incredible journey to Anacapri.  I spent a week at a charming bed and breakfast, in a simple room that was only 750 Euros for the week.  That included a hearty breakfast!  What a deal.  Each morning I had a frothy cappuccino, salami and cheese sandwich, kiwis and oranges from their garden, and a delicious glass of juice.  I think it was papaya…something orange, sweet, and delicious!


I flew business class into Naples, Napoli.  From there, I hopped on the Ali bus, (for five Euros,) to the port, and purchased a ferry ticket to Capri, a stunningly beautiful island.  I had arranged with Claudio, the owner of the bed and breakfast, to pick me up at the port.  He and his little dog arrived and transported me up the steep and narrow street to his lovely home.  staying  in a neighborhood was so special…It felt like living like a local.  I absolutely loved it.  


We were a twenty-five minute scenic walk from the beach.  I decided to avoid crowds, touristy sites, and rushing, and instead knit on the patio and went to the beach every day.  It was so relaxing and peaceful.


The nature was so powerful.  My body was filled with spiritual light and energy from the healing water I felt a strong and grounding effect on my aura from the huge rocks and embankment.

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Saturday, May 3, 2025

A Relaxed Schedule

 


A relaxed schedule can be a huge stress reducer.  Whether at home or on vacation, I find it is much healthier not to have a jam packed day filled with pressure.  It’s a relief to have free time.  Focusing on what’s most important, and letting go of extra activities can lead to better sleep, a calm mind, and a happier existence.




Having the space to enjoy your meals, spend time in nature, and do what matters will prevent exhaustion and burnout. For me, that means taking a swim, knitting outside in the garden, and savoring meals and coffee al fresco.  How about you?  Do you have a relaxed schedule?

Saturday, April 19, 2025

Resting in Retirement

 


Although many retirees worry about becoming bored in retirement, I have found I have the exact opposite challenge.  I need to schedule time for rest.  Between all of the physical activity I get, playing ping pong, hiking, doing yoga, Pilates, and my Russian conditioning exercises, I can easily become exhausted.


So, I decided to work efficiently, and not overtrain.  That habit brought me under the surgeon’s knife.  My mom used to tell me I was overexercising, and she was right.  It led to osteoarthritis.  Now that my replaced hips have healed, I am limiting the hours that I will push myself,  physically, even if I feel pressured by others.  We only get one body.  Exercise can be addictive.  


Spring is here!  I love it when the tulips and daffodils bloom.  The fruit trees have blossoms, too.  It is still chilly enough to sit by the fire, though.

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Wednesday, April 9, 2025

Structuring Your Days in Retirement


 As you can see, the woodpeckers still have plenty of acorns left in their stockpile.  I love how they prepare for the winter by meticulously  drilling holes in the Jeffrey Pine Trees.  There are still numerous acorns littering the ground, after the fire we experienced up in Wrightwood, California.


Having activities that you enjoy on your calendar makes time pass quickly and enjoyably in retirement.  I found the ping pong practicing I did last week with the robo machine greatly improved my performance at my most recent game.  My teammates noticed!  It’s exciting to improve at something you have a talent for, at any age.  This group of senior ping pong players is very passionate.  They are excellent!  It’s fun to watch.


This group of ladies enjoyed a recent live concert of Scott Joplin’s music with a 1920’s costume theme.  We all belted out the tunes in  the sing along, and jumped up and danced to some of the best songs.  My favorite was “When The Saints Go Marching In.”  

What is your weekly schedule like, as far as activities?  Do you attend any groups, play sports, or engage in fitness?  How does it benefit you?

Tuesday, April 1, 2025

You Need an Income in Retirement

 


I recently spoke to a woman who is very concerned about having enough money in her old age.  She mentioned that she had fears of becoming homeless or a bag lady.  The pressure in her situation is real.

My father taught me that you need an income during retirement.  He pointed out to me that net worth is not income.  This is so important. I have talked with women who tell me, “God is my security.”  This is not a viable plan.  We have to take action.  They could consider using their talents in a job that may be simple but helpful.  Even working as a cashier or at the front desk at say, The Senior Center can provide cash for groceries, utilities, and auto needs.

In my case, dividend paying stocks give me the money I need to stay on my budget and to continue investing.  Your money has to grow and last,  or it will deplete and disappear.  Some women don’t face this fact.  It is a hard truth. Caretaking and being domestic will not pay the bills.  These are very valuable activities, but unfortunately, oftentimes they are just expected, for free.

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Thursday, March 20, 2025

Memories of Norway


 

Looking back at photos and videos of world travel is so rewarding.  The beautiful landscape, clean air, and small, charming Norwegian homes were enchanting.  Norway has a deep spiritual energy that is captivating.

The hiking trailheads appeared  right as we stepped off the gangway into port!  It was so convenient.  I loved being in a culture where Mother Nature is center stage.  The residents there really prioritize the environment.  It was so inspiring.

Have you ever been there?  I can’t wait to return…

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Saturday, March 15, 2025

Activities in Your Community For Seniors

 


This past week, I attended so many group activities, I felt like I was on a cruise ship!  There is a wealth of opportunities available.  I realized that people who move to assisted living could save a lot of money by keeping their residence and attending classes at senior centers, community centers, and online groups.  Prices at those places are very reasonable.


I know in my case, I am very attached to my home and garden, and  have no plans of selling and moving.    It takes time for fruit trees to mature and produce, rose bushes to spread out and develop, and  to make your house a reflection of your personality.


In the last seven days, I played ping pong at two different locations, went to a senior gym four times, met up with enthusiastic knitters at three different places, took a group singing class, and performed with the same over fifty-five group onstage.  The whirlwind was busy and exciting, but a little exhausting.  Next time I will pace myself.

Do you attend any group activities with friends?

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Sunday, March 2, 2025

Renewing A CD From Home Online

 


This morning, I checked my accounts and researched the latest rates for CD’s.  One had just matured, so I followed the prompts to renew it.  In my case, the eight month CD was the most lucrative.  I thought to myself, “I just secured some of my retirement savings, on a Sunday, from my rocking chair!”  Wow!  Technology is amazing.  It took me a few tries to do what I wanted, but the goal is now completed.  


The front garden is budding and blooming.  I bought this Pink Jasmine last year in a small pot at Trader Joe’s.  It is now happily climbing my front fence.   I love the fragrance and the vibrant color.


I picked up a Foxglove at our local nursery.  I have always wanted one…I love the speckled flowers.  As I gently put it in the ground, I noticed several earthworms, turning and aerating the soil.  I was so pleased.  I fed everything some fish emulsion and kelp.  


We are expecting rain in California, and snow in the mountains.  The car has a full tank of gas, the firewood is stacked inside and by the front door, and a pot of beef stew has been simmering on the stove.  We are prepared!  How about you?

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Wednesday, February 19, 2025

Trimming the Trees and Feeding the Soil

 


Today I trimmed more branches off my Locust tree in the front garden.  After the green waste bins are collected tomorrow, I can refill them with the branches I cut today.  I should be able to finish the tree Thursday.  It is always such a feeling of accomplishment to get that completed.  It’s great exercise, and doing it myself saves me a tremendous amount of money.


The tangerine and navel orange trees have been providing delicious fresh fruit every day.  I gave my fruit trees a top dressing of compost.  It makes such a difference in the flavor of the fruit.  The rain soaked it in nicely.


I made my second loaf of sourdough bread yesterday.  I put it in the oven after spending the afternoon at one of my knitting/crochet groups.  It is a tasty loaf, but did not come out sour,  like my first one.  I think I need to let the starter sit in the oven for 36 hours to get that  superb flavor.  The recipe said just three to five hours.  It seems to take time, like cheese.  This one did have a better rise, though.  I used a tad more yeast.  It still came out with a wet spot in the center.  I just put it back in the oven.  

How are things with you?

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Tuesday, February 11, 2025

Very Happy With My First Attempt At Sourdough Bread

 


After reading my fellow bloggers’ comments about failed attempts at sourdough bread, I started to worry.  I had to make some tweaks to get mine to work, but am ecstatic with the results.  I will just have to be careful not to overeat it.  It is very moist and extra sour, like what we used to get at the fancy restaurants in  San Francisco.  It was definitely worth the effort!


This was the starter that I used.  I picked up this envelope at one of the gift shops in port on my cruise to Alaska last year.  I made some mistakes in the recipe, but it still worked out.  I accidentally followed the bread recipe at first when making the starter.  This one uses yeast, which I think made it much easier.  


I kept it in my oven for thirty-six hours, and stirred it with a wooden spoon several times each day.


My dough didn’t quite double in size, so I let it rise for forty-five extra minutes, and turned the oven on to its lowest setting.  That did the trick.


I had to add more flour than I expected, and after the second rise my dough was quite sticky.  I turned off the oven after about ten minutes.  This recipe is kind of a hybrid of a vintage French bread recipe I used to make, and The New York Times’ No Knead Bread.  

I  dumped the sticky mound into my Le Crueset Dutch oven and baked it for fifteen minutes.  It was undercooked and had a wet spot in the middle, so I put it back in the oven, this time covering it with the lid.  

After many small changes, I had my loaf of sourdough bread.  It was a thrilling experience.  I hope my blogging friends can have an easier time with a recipe with yeast, and possibly a warmer environment.  Let me know how your baking is going.  What kind of bread do you like to buy or bake?

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Monday, February 10, 2025

Healthy Routines for Seniors

 


During retirement, you have the whole day ahead of you to plan and seize.  You have time to go for a walk, to hike, cook nutritious and satisfying meals, or engage in your favorite hobbies.  Yoga before bed is my favorite routine.  It stops any numbness or tingling in the extremities for me.  It just requires commitment and effort.


This week, I am making my first loaf of sourdough bread.  initially,  it felt like too much work.  To my surprise,  I am enjoying the process of stirring the starter, replacing the plastic wrap on the glass bowl, and covering the project with a dish towel.  The wet, sticky dough is methodically bubbling and developing.  Tomorrow I will add the flour, knead the dough, let it rise, and bake it.  The anticipation and growth is very satisfying.  Bread is so ancient and universal.  It will be a treat to dip it in some extra virgin olive oil and salt.

I recently canceled my streaming service.  Instead, spending time gardening barefoot, knitting with groups and at home, and reading Barbra Streisand’s autobiography have become my new chosen  activities.   It is such a relief to choose healthy, talented company.  How are you using your free time?  Does it suit your needs, your soul and personality?

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